Money & Exchange

1. Tager I kort?

   Do you accept cards?

   Usage

   Used to check if card payment is accepted — Denmark is nearly cashless and cards are the norm

   Grammar Note

   Denmark is highly cashless. "MobilePay" is used by 90%+ of Danes for P2P and retail payments

2. Hvad koster det?

   How much does it cost?

   Usage

   The most common phrase for asking the price of something

   Grammar Note

   "Koster" is the present tense of "koste" (to cost). Danish currency is the krone (DKK), abbreviated "kr"

3. Hvor er nærmeste hæveautomat?

   Where is the nearest ATM?

   Usage

   Used to find the nearest cash machine — though Denmark is largely cashless, ATMs are available

   Grammar Note

   "Hæveautomat" = hæve (withdraw) + automat (machine). "Kontant" = cash — increasingly refused by Danish stores

4. Kan jeg få en kvittering?

   Can I have a receipt?

   Usage

   Used to request a receipt after making a purchase

   Grammar Note

   "Kvittering" = receipt. Many Danish stores now offer digital receipts by email or via apps

5. Kan vi dele regningen?

   Can we split the bill?

   Usage

   Used at restaurants to request splitting the bill among a group

   Grammar Note

   "Regningen" = the bill (definite). "Dele" = to share/split. Also "dele ud" (hand out/distribute)

6. Jeg vil gerne veksle penge

   I would like to exchange money

   Usage

   Used when you want to exchange foreign currency into Danish krone

   Grammar Note

   "Penge" (money) is always plural in Danish. "Veksle" = exchange/change — used for currency exchange and coin change

7. Hvad er vekselkursen?

   What is the exchange rate?

   Usage

   Used at currency exchange offices or banks to ask for the current exchange rate

   Grammar Note

   "Vekselkursen" = the exchange rate. Note: Denmark is in the EU but uses the krone (not euro). DKK is pegged to EUR

8. Er moms inkluderet?

   Is VAT included?

   Usage

   Used to check if Danish VAT (moms) is included in the displayed price

   Grammar Note

   Danish VAT (moms) is 25% — one of the EU's highest rates. Prices in shops always include moms by law

9. Jeg fik for meget tilbage

   I received too much change

   Usage

   Used honestly to inform a cashier that you received too much change

   Grammar Note

   "For meget" (too much) pairs with "for lidt" (too little). "Tilbage" = back/return, and also change in payment

10. Kan jeg betale med MobilePay?

    Can I pay with MobilePay?

    Usage

    Used to ask if MobilePay is accepted — used by over 90% of Danes for everyday payments

    Grammar Note

    MobilePay (by Danske Bank) is used by 90%+ of Danes. Accepted at virtually all Danish businesses

11. Depositum

    Deposit

    Usage

    A refundable deposit paid at check-in for hotels or rentals

12. Tilbagebetaling

    Refund

    Usage

    Used when asking for money to be returned

13. Sikkerhedsdepositum

    Security deposit

    Usage

    A more formal security deposit, used for rentals or leases

14. Forudbetaling

    Prepayment

    Usage

    Used to indicate money paid in advance, e.g. at booking

15. Tillægsgebyr

    Extra charge

    Usage

    Used to indicate an additional charge added later

16. Servicegebyr

    Service fee

    Usage

    Used to indicate a fee charged for a service or procedure

17. kontanter

    Cash

    Usage

    Point at this to pay in cash; Denmark is largely cashless and some shops refuse notes and coins altogether

    Grammar Note

    Used in the plural, definite "kontanterne"; "in cash" as an adverb is "kontant"

18. betalingskort

    Payment card

    Usage

    Point at this to pay by card; bare "kort" also means map or short, so keep the "betalings-" prefix. The Danish debit card is the "Dankort"

    Grammar Note

    Neuter, definite "betalingskortet", plural also "betalingskort"

19. Vi deler

    We are splitting it

    Usage

    Show this to split the bill; splitting is normal in Denmark and staff will run the card terminal several times

    Grammar Note

    Present tense of "dele" (to share); "shall we split it?" is "Skal vi dele?"

20. Samlet regning

    One bill together

    Usage

    Show this to pay for everyone on a single bill — the opposite of splitting

    Grammar Note

    "Regning" is common gender; used indefinitely here, so the adjective stays "samlet"

21. For dyrt

    Too expensive

    Usage

    Show this without speaking when a quoted price is too high, whether haggling or refusing an obvious mark-up

    Grammar Note

    "For" (too) plus the neuter form of "dyr"; as a sentence, "Det er for dyrt"

22. byttepenge

    Change (money back)

    Usage

    Point at this to ask for or check your change: "Jeg mangler byttepenge" means the change is short

    Grammar Note

    Always plural; a compound of "bytte" (to exchange) + "penge" (money). "Keep the change" is "Behold resten"

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